Jennifer Miller

1920 Clay Street

St Joseph, MO
$ 259,900 Beds 3 Baths 2 Sq 3,234 Virtual Tour
Monthly Estimate* How much can I afford?

BACK ON THE MARKET AT NO FAULT TO THE SELLER. Step into a piece of history that still knows how to live well. This striking historic home offers just over 3,200 finished square feet of character, craftsmanship and thoughtful updates- all wrapped in timeless curb appeal. From the moment you arrive, the classic facade and wrought-iron details set the tone for what's inside: a home with a story and room for the next chapter. Inside, you'll find 3 spacious bedrooms, 2 half baths, and 1 full bath, plus a large primary suite space that's already framed out and ready for you to design your dream master bath and closet exactly the way you want it. Whether you're envisioning a spa-like retreat or something sleek and modern, the hard part is already done- you get to make it yours. The heart of the home is the remodeled kitchen, blending modern function with historic charm, complete with a butler's pantry that makes entertaining effortless. Just beyond, the formal dining room is made for gathering, featuring a custom table that feels right at home hosting holidays, dinner parties or everyday meals. A bright sunroom overlooks the back patio, offering the perfect spot for morning coffee, quiet reading or winding down at the end of the day. And the second floor laundry adds everyday convenience- something you don't often find in homes of this era. Major updates have already been taken care of, including a new roof and gutters (still under warranty), new flashing on the dormers and new front windows, giving you peace of mind while preserving the home's historic integrity. This is more than just a house- it's a rare opportunity to own a beautifully maintained historic home with space, updates and flexibility to make if truly your own. Homes like this don't come along often, and once you step inside, you'll understand why.

Active

  • Price
  • $ 259,900
  • City
  • St Joseph
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • BUCHANAN
  • Half Bathrooms
  • 2
  • Area
  • 1132 - Buchanan Co NW-N=Co Line - S=I-36 - E=I-29
  • Lot Size
  • 0.259986 Acres
  • Zip
  • 64501
  • Sqr Footage
  • 3,234
  • Year Built
  • 1902
  • Taxes
  • $ 1500
  • Style
  • Colonial
  • MLS#
  • 2596052
Listed By: Top Property Realty, LLC
Data Source: Heartland MLS (HMLS)

Features

General

Living Area 3234
Sewer Public Sewer
Heating Forced Air
Cooling Electric
Possession Funding
Roof Composition
Appliances Dishwasher,Gas Range
Garage Spaces 1
Patio/Porch Features Patio,Porch
Architectural Style Colonial
Security Features Security System
Construction Materials Stucco
Year Built 1902
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per None
County Buchanan
Property Type Residential
HOA No
Subdivision Name Kemper's Addition
Garage Y/N Yes
Other Structures Garage(s)
Full Baths 1
Status Active
Directions Head south on N Belt Hwy,turn right onto Ashland Ave,Continue onto Lovers Ln,Take a slight left onto N 22nd St,Turn right onto Clay St,Property is on the left.
High School Central
City St Joseph
High School District St. Joseph
MLS Area 1132 - Buchanan Co NW-N=Co Line;S=I-36;E=I-29;W=M
Lot Size Units Acres
Lot Size Square Feet 11325.6
Listing Terms Cash,Conventional
Public Remarks BACK ON THE MARKET AT NO FAULT TO THE SELLER. Step into a piece of history that still knows how to live well. This striking historic home offers just over 3,200 finished square feet of character,cr
Virtual Tour https://www.zillow.com/view-imx/4acf61c7-b835-418c-9f61-7fe97c7065f8/?utm_source=captureapp
Standard Status Active
In Flood Plain No
HMS_MaintenanceProvidedYN No

Interior Features

Basement Walk-Out Access
Flooring Tile,Wood
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Fireplace Y/N Yes
Above Grade Finished Area 3234
Half Baths 2
Laundry Features Upper Level
Total Bedrooms 3
Dining Area Features Formal
Floor Plan Features 2 Stories

Exterior Features

Fencing Other,Wood
Parking Features Detached,Off Street
Water Source Public
Lot Size Area 0.26
Road Surface Type Paved
Road Responsibility Public Maintenance
Other Room Features Family Room,Formal Living Room,Sitting Room,Sun Room

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lee's Summit, MO office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Central High School

Price History

1/14/2026 Listed $274,900
1/28/2026 1% - $272,500
4/28/2026 3% - $264,900
9/25/2026 2% - $259,900

Property vs Zip Code Average in 64501

Price
AVG $180K
$260K
Taxes
AVG $937
$1,500
Year Built
AVG 1913
1902
Visits
AVG 109
325
Data Provided by Inside Real Estate®

Areas That We Cover

1920 Clay Street St Joseph, MO is a Single Family Home for sale at $259900 with 3234 sqft and a lot size of 0.259986 Acres Acre(s). 1920 Clay Street St Joseph has 3 bedrooms, 1 baths and was built in 1902. The property's zip code is 64501 which is in St Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Jennifer Miller

Jennifer Miller

816-263-3353

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